How Does PSA Grading Work: Understanding the PSA Grading Scale

Ever wondered how PSA grading works in the world of card collecting? Professional Sports Authenticator (PSA) stands as the industry's leading authority on card grading. They've authenticated and graded over 40 million sports cards worth more than $1 billion.

A team of about 100 expert graders reviews your cards based on four vital factors: centering, corners, edges, and surface quality. PSA's grading scale goes from 1 to 10, and a perfect 10 shows the card is in pristine condition. Your cards can still hold great value even in poor condition. A PSA 1 version of the 1952 Topps Mickey Mantle card has sold for tens of thousands of dollars.

PSA graders work quickly and accurately. They handle up to 40,000 cards each quarter (about 650 cards daily) with a target error rate of just 0.1%. The service costs between $25 per card for items under $199 and $10,000 for high-value collectibles. Turnaround times range from a week to 150 days based on your chosen service level. This piece will show you everything about getting your cards graded by PSA and help you understand their grading scale.

What is PSA Grading and Why It Matters

PSA grading lets Professional Sports Authenticator (PSA) experts check trading cards to verify their authenticity and rate their condition on a 10-point scale. The 32-year old PSA has checked and graded more than 65 million collectibles worth over $1 billion, making it the gold standard for card collectors worldwide.

The role of PSA in the card collecting world

The early 1990s saw Professional Sports Authenticator emerge when fraud and deception plagued the collecting industry. Dealers resisted outside grading at first, but the growing threat of counterfeits made third-party authentication necessary. PSA grew alongside the dot-com boom and eBay's rise, which helped more people collect cards with greater confidence.

PSA now stands as the world's biggest and most trusted third-party authentication company. Their grading has gained even more importance lately. Pokemon cards have become PSA's largest category, surpassing baseball cards. Their business doubled from 7 million cards graded in 2022 to 14 million in 2023. This growth shows how PSA's reach goes beyond sports cards to cover TCGs, autographs, game-used memorabilia, and collectible toys.

How PSA grading adds value and trust

PSA grading makes a huge difference in a card's worth and marketability. Graded cards often sell for five to ten times more than ungraded ones. This big jump happens because PSA authentication proves a card's authenticity and condition, which makes buyers more confident.

PSA grading offers several benefits beyond monetary value:

  • Authentication: PSA's thorough evaluation process confirms cards are 100% genuine, removing any doubts about fakes
  • Protection: Each graded card comes in a tamper-evident case that guards against physical damage and environmental factors
  • Standardization: Everyone in the collecting world understands the 10-point grading scale's clear, consistent criteria
  • Market stability: PSA's graded card price guide helps create a stable marketplace for collectors and dealers

On top of that, PSA equips collectors through its Set Registry system, pricing tools, and expert articles to help them make smart decisions. These resources guide both newcomers and experienced collectors through the market.

Why collectors prefer graded cards

Collectors choose PSA-graded cards for good reasons. PSA-graded cards usually bring the highest resale prices, especially for sports cards and vintage items. Recent data shows PSA-graded cards beat competing grading services in 9 out of 10 sales.

PSA's market leadership gives its slabs (protective cases) extra value, especially for cards rated 9 or 10. This preference exists in part because PSA doesn't use half-point grades between 9 and 10. A PSA 10 matches a competitor's 9.5 in quality – but the "10" rating carries more appeal.

Dedicated collectors value how PSA aids buying and selling. PSA-graded cards tend to move faster and attract more buyers who prefer professionally evaluated cards. This creates a fluid market where collectors can trade more easily.

PSA grading ended up giving collectors exactly what they want: peace of mind. By proving authenticity, keeping cards safe, and using standard evaluations, PSA has built trusted foundations that support the entire collecting community.

Understanding the PSA Grading Scale

PSA's grading scale serves as the foundation of card quality assessment. This scale gives collectors a shared way to talk about condition. PSA uses a clear numerical scale from 1 (Poor) to 10 (Gem Mint) instead of vague terms like "mint" or "excellent." Each number represents specific quality standards.

PSA 1 to PSA 10: What each grade means

PSA 10 (Gem Mint): These cards are nearly perfect. They need four razor-sharp corners, sharp focus, and full original gloss. The card must be stain-free with centering between 55/45 to 60/40 percent on the front and 75/25 percent on the reverse.

PSA 9 (Mint): These superb cards show just one tiny flaw. You might see a small wax stain on the back or a minor printing issue. Front centering must be 60/40 to 65/35 or better.

PSA 8 (Near Mint-Mint): Cards look mint at first glance but show tiny fraying on one or two corners or small printing problems. Front centering needs to be 65/35 to 70/30, with 90/10 on the reverse.

PSA 7 (Near Mint): Close inspection reveals slight surface wear and minor corner fraying. Front centering must be 70/30 to 75/25 or better.

PSA 6 (Excellent-Mint): Surface wear becomes noticeable but doesn't hurt the card's appeal. Corner fraying might show slight graduation. Front centering needs to be 80/20 or better.

PSA 5 (Excellent): Corner rounding becomes clear with more obvious surface wear or printing defects. Front centering must be 85/15 or better.

PSA 4 to PSA 1: Quality drops steadily through these grades. Cards show increasing damage from rounded corners and surface scratches to severe damage and missing pieces.

What makes a card a PSA 10

Getting that sought-after PSA 10 takes exceptional quality across the board. Cards need perfect centering (55/45 to 60/40 front, 75/25 reverse), four sharp corners, crisp focus, and full original gloss. They must be stain-free, though graders might accept tiny printing flaws if they don't hurt the card's look.

PSA grading combines measurable standards with expert judgment. Graders can make calls based on a card's eye appeal, especially when centering sits between grades.

Market acceptance plays its part in grading decisions. Cards like 1957 Topps face tougher centering standards because of their high contrast between borders and images. Others, like 1955 Topps with yellow backgrounds blending into borders, might get more leeway.

How half grades and qualifiers work

PSA added half-point grades in 2008 between all numbers except 9 and 10. These half points show cards that clearly stand above others in their grade.

Centering often determines half-point upgrades. Cards usually need 5-10% better centering than their grade's minimum standards. A PSA 8.5 isn't just between an 8 and 9 – it's an outstanding PSA 8.

PSA also uses these qualifiers for specific issues:

  • OC (Off Center): Centering below grade minimum
  • ST (Staining): Visible stains present
  • PD (Print Defect): Major printing problems
  • MK (Marks): Visible writing or ink marks
  • MC (Miscut): Unusual cut or shows parts of another card

Half-point grades can't have condition qualifiers since they're meant for superior cards within their grade. Smart collectors use this knowledge to better understand how grades and qualifiers affect market values.

How Does PSA Grade Cards: The 4 Key Factors

PSA grades trading cards based on four key factors. Knowing how PSA grades cards helps collectors make better decisions about submitting their cards. Let's get into each factor that determines if your card will receive that coveted PSA 10 or land somewhere else on the scale.

Centering: How it's measured

The card's image position within its borders determines centering. PSA calculates this as a percentage by comparing opposite borders (left vs. right, top vs. bottom). To cite an instance, when the left border takes up 55% of the horizontal space and the right border 45%, PSA expresses the centering as 55/45.

A PSA 10 requires front centering no worse than 55/45 percent, while back centering can reach 75/25 percent. PSA used to allow 60/40 centering for a PSA 10, but they've tightened this standard. Cards that don't quite meet these guidelines might receive an "OC" (Off-Center) qualifier.

Corners: What graders look for

Higher grades demand sharp, pristine corners. PSA experts check all four corners under magnification to spot signs of wear. Even tiny corner wear that shows up only under 10x magnification can drop a potential PSA 10 to a PSA 9.

A PSA 10 card must have perfect corners without rounding, chipping, fraying, or bending. Corner condition becomes especially challenging with vintage cards since these areas show natural wear over time.

Edges: Common flaws and how they affect grade

The card's edges showcase its design and often reveal condition issues. Higher grades need clean, sharp edges without chipping, whitening, or fraying. PSA's detailed examination under magnification reveals damage that normal vision might miss.

Dark-bordered cards face unique challenges because slight whitening stands out immediately. Edge wear impacts grades step by step—minor wear might result in a PSA 9, while noticeable chipping could lead to PSA 8 or lower.

Surface: Scratches, gloss, and print defects

Surface quality includes both front and back conditions. PSA looks for scratches, print lines, dimples, stains, creases, and color fading. Holographic cards need extra attention due to surface scratch risks.

A single light crease usually caps a card at PSA 6, and water damage can push the grade down to PSA 5 or lower. Print lines—those thin manufacturing defects—can lower grades even though they're factory flaws rather than damage.

PSA graders ended up balancing objective measurements with their judgment about a card's eye appeal and market value. This means cards on the edge might get different grades based on their overall look and the grader's expertise.

The PSA Grading Process Step-by-Step

The trip from raw card to PSA-slabbed collectible follows a systematic five-step process. A clear understanding of PSA's behind-the-scenes operations helps collectors prepare their submissions better and set realistic expectations about turnaround times.

1. Submitting your cards online

Your PSA grading experience starts when you create an account on their website and pick your membership level. You'll need to fill out an online submission form with each card's details and choose your service level based on value and turnaround time.

The right packaging makes a significant difference:

  • Put each card in a penny sleeve, then into a semi-rigid holder (Card Saver 1 recommended)
  • Sort cards exactly as listed on your submission form
  • Pack cards between cardboard and secure with rubber bands
  • Put your printed submission form in the package
  • Stick the Submission ID label on the outside of the box

2. Card intake and authentication

Your package gets an original scan of the Submission ID label once it reaches PSA's facility, and you'll get an email confirmation. The system generates an order number you can use to track your submission. PSA's team researches each card to confirm proper identification before authentication. Authentication experts verify each card's legitimacy and look for signs of doctoring, such as re-coloring or trimming.

3. Grading and quality control

Authenticated cards move to the grading room where experts review them based on four vital factors—centering, corners, edges, and surface. Several graders check each card to maintain consistency and accuracy. The quality control process includes a second grading round as a verification step.

4. Encapsulation and labeling

Graded cards go through encapsulation, where each card and its Lighthouse™ label are sonically sealed in a tamper-evident plastic case. The label shows the card's grade, certification number, and identifying details. This sealed case protects your card from damage and prevents tampering.

5. Shipping back to the collector

PSA runs final quality checks to spot any holder flaws or label errors. Orders with Regular service level and above get digital imaging for SecureScan. PSA ships your verified order with tracking details sent by email. You have five days after receiving your package to report any issues to PSA.

PSA Grading Service Levels and Costs

Understanding PSA grading services' costs helps collectors make better submission decisions. PSA's pricing structure changes based on factors that affect your budget and waiting time.

Declared value and how it affects pricing

PSA has replaced "Declared Value" with "Maximum Insured Value" (MIV). This represents the highest compensation you can receive if your collectible gets damaged or lost. Your cards' value determines which service level you need to select.

Higher-value cards need more expensive service tiers with better insurance coverage. PSA may upgrade your card to a higher service level and charge more if they determine its value exceeds what you stated. This ensures proper coverage.

Overview of service tiers: Value to Walkthrough

PSA provides service tiers that fit different budgets and card values:

Value Services cost $21.99-$27.99 per card (up from $19.99-$24.99) for cards valued up to $499-$500. Collectors can save money through bulk submissions—sending multiple cards cuts per-card costs by 10-20%.

Regular Service charges $75 per card for items up to $1500. Express Service now costs $149-$150 per card for cards valued up to $2500.

Premium Options for valuable collectibles range from $300 for Super Express (up to $5000 value) to $10,000 per card for items worth $250,000+.

Turnaround times and what to expect

Service level determines turnaround times, which have increased for all tiers. Value Services take 45-65 business days. Regular Service now takes 15 business days, up from 10. Express

Service takes 10 business days, an increase from 5.

These timeframes are estimates, not guarantees. Your order's processing starts only after it enters the grading system. Actual times may vary based on submission volume and capacity.

When to choose Express or Premium services

Fast services make sense when you need to resell valuable cards quickly. Express or Premium services become cost-effective when PSA-graded cards' price premium ($100+ over competitor-graded equivalents) exceeds the higher grading cost.

Express services work best during card shows, auctions, or when market timing affects value. The extra cost of expedited processing pays off for high-value vintage cards or modern chase cards that might grade well by speeding up your return on investment.

Conclusion

PSA grading involves expert graders who look at trading cards and rate them on a 1-10 scale. They check the centering, corners, edges, and surface quality. This system has become the gold standard in card collecting. Collectors worldwide trust PSA's authentication and condition assessment.

Knowing how PSA works gives collectors a big advantage in picking cards to submit. Of course, not every card needs professional grading. PSA certification can make valuable collectibles or high-grade specimens worth 5-10 times more than ungraded ones.

The grading scale works like a universal language for collectors. It replaces opinion-based descriptions with exact numerical values. A PSA 9 card tells collectors right away that it's in exceptional shape with just minor flaws. The PSA case also keeps cards safe from damage and shows if anyone has tampered with it.

PSA grading takes time and money, but serious collectors find the benefits worth the cost. Different service tiers from Value to Walkthrough fit various budgets and card values. All the same, collectors should think about declared values and wait times when planning submissions, especially during busy periods.

PSA has reshaped the scene of card collecting. What was once full of uncertainty and fakes is now a clear market with set standards. PSA grading gives you the proof, standards, and market trust that define today's collecting world. Next time you spot a possible gem in your collection, you'll spot what makes it deserve that perfect PSA 10 grade.

FAQs

Q1. What are the key factors PSA considers when grading cards?

PSA evaluates cards based on four main factors: centering, corners, edges, and surface quality. Graders examine these aspects in detail to determine the overall condition and assign a grade on the 1-10 scale.

Q2. What makes a card worthy of a PSA 10 grade?

A PSA 10 (Gem Mint) card must be virtually perfect. It should have razor-sharp corners, precise centering (55/45 to 60/40 on the front), flawless edges, and a pristine surface with full original gloss. Only cards with exceptional quality across all criteria achieve this top grade.

Q3. How does PSA grading affect a card's value?

PSA grading can significantly increase a card's value and marketability. Graded cards often sell for five to ten times more than their ungraded counterparts, as the authentication and condition assessment provide buyers with confidence and a standardized way to understand the card's quality.

Q4. What are the different PSA grading service levels and how do they affect turnaround times?

PSA offers various service tiers, from Value to Premium options. Value services start around $22-$28 per card with 45-65 business day turnaround, while Express services cost about $150 per card with 10 business day turnaround. Premium options for high-value cards can cost up to $10,000 with faster processing times.

Q5. How does PSA handle cards that are more valuable than initially declared?

 If PSA determines a card is worth more than the declared value, they may upgrade it to a higher service level to ensure proper insurance coverage. This can result in additional charges, so it's important to estimate your card's value accurately when submitting for grading.

Kartik Ahuja

Kartik Ahuja

Kartik is a 3x Founder, CEO & CFO. He has helped companies grow massively with his fine-tuned and custom marketing strategies.

Kartik specializes in scalable marketing systems, startup growth, and financial strategy. He has helped businesses acquire customers, optimize funnels, and maximize profitability using high-ROI frameworks.

His expertise spans technology, finance, and business scaling, with a strong focus on growth strategies for startups and emerging brands.

Passionate about investing, financial models, and efficient global travel, his insights have been featured in BBC, Bloomberg, Yahoo, DailyMail, Vice, American Express, GoDaddy, and more.

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